Terms of Services

TERMS OF SERVICE AGREEMENT

PLEASE READ THE FOLLOWING TERMS OF SERVICE AGREEMENT CAREFULLY. BY

ACCESSING OR USING OUR SITES AND OUR SERVICES, YOU HEREBY AGREE TO BE

BOUND BY THE TERMS AND ALL TERMS INCORPORATED HEREIN BY REFERENCE. IT IS

THE RESPONSIBILITY OF YOU, THE USER, CUSTOMER, OR PROSPECTIVE CUSTOMER

TO READ THE TERMS AND CONDITIONS BEFORE PROCEEDING TO USE THIS SITE. IF

YOU DO NOT EXPRESSLY AGREE TO ALL OF THE TERMS AND CONDITIONS, THEN

PLEASE DO NOT ACCESS OR USE OUR SITES OR OUR SERVICES. THIS TERMS OF

SERVICE AGREEMENT IS EFFECTIVE AS OF .

ACCEPTANCE OF TERMS

The following Terms of Service Agreement (the “TOS”) is a legally binding agreement that shall

govern the relationship with our users and others which may interact or interface with Joe Love

International, LLC, also known as Joe Love , located at 360 Jefferson Drive, Pittsburgh,

Pennsylvania 15228 and our subsidiaries and affiliates, in association with the use of theJ oe

Love website, which includes www.joeloveiw.com, (the “Site”) and its Services, which shall be

defined below.

DESCRIPTION OF WEBSITE SERVICES OFFERED

The Site is consulting services which has the following description:

Joe Love International, LLC offers spiritual consulting services which includes intuitive

readings.Services include but are not limited to monthly newsletters, blogs, podcasts and live

teaching workshops.

Any and all visitors to our site, despite whether they are registered or not, shall be deemed as

“users” of the herein contained Services provided for the purpose of this TOS. Once an individual

register’s for our Services, through the process of creating an account, the user shall then be

considered a “member.”

The user and/or member acknowledges and agrees that the Services provided and made

available through our website and applications, which may include some mobile applications and

that those applications may be made available on various social media networking sites and

numerous other platforms and downloadable programs, are the sole property of Joe Love

International, LLC. At its discretion, Joe Love International, LLC may offer additional website

Services and/or products, or update, modify or revise any current content and Services, and this

Agreement shall apply to any and all additional Services and/or products and any and all updated,

modified or revised Services unless otherwise stipulated. Joe Love International, LLC does

hereby reserve the right to cancel and cease offering any of the aforementioned Services and/or

products. You, as the end user and/or member, acknowledge, accept and agree that Joe Love

International, LLC shall not be held liable for any such updates, modifications, revisions,

suspensions or discontinuance of any of our Services and/or products. Your continued use of the

Services provided, after such posting of any updates, changes, and/or modifications shall

constitute your acceptance of such updates, changes and/or modifications, and as such, frequent

review of this Agreement and any and all applicable terms and policies should be made by you to

ensure you are aware of all terms and policies currently in effect. Should you not agree to the

updated, revised or modified terms, you must stop using the provided Services forthwith.

Furthermore, the user and/or member understands, acknowledges and agrees that the Services

offered shall be provided “AS IS” and as such Joe Love International, LLC shall not assume any

responsibility or obligation for the timeliness, missed delivery, deletion and/or any failure to store

user content, communication or personalization settings.

REGISTRATION

To register and become a “member” of the Site, you must be at least 18 years of age to enter into

and form a legally binding contract. In addition, you must be in good standing and not an

individual that has been previously barred from receiving Joe Love ‘s Services under the laws and

statutes of the United States or other applicable jurisdiction.

When you register, Joe Love may collect information such as your name, e-mail address, birth

date, gender, mailing address, occupation, industry and personal interests. You can edit your

account information at any time. Once you register with Joe Love and sign in to our Services, you are no

longer anonymous to us.

Furthermore, the registering party hereby acknowledges, understands and agrees to:

a) furnish factual, correct, current and complete information with regards to yourself as may

be requested by the data registration process, and

b) maintain and promptly update your registration and profile information in an effort to

maintain accuracy and completeness at all times.

If anyone knowingly provides any information of a false, untrue, inaccurate or incomplete nature,

Joe Love International, LLC will have sufficient grounds and rights to suspend or terminate the

member in violation of this aspect of the Agreement, and as such refuse any and all current or

future use of Joe Love International, LLC Services, or any portion thereof.

It is Joe Love International, LLC’s priority to ensure the safety and privacy of all its visitors, users

and members, especially that of children. Therefore, it is for this reason that the parents of any

child under the age of 13 that permit their child or children access to the Joe Love website

platform Services must create a “family” account, which will certify that the individual creating the

“family” account is of 18 years of age and as such, the parent or legal guardian of any child or

children registered under the “family” account. As the creator of the “family” account, s/he is

thereby granting permission for his/her child or children to access the various Services provided,

including, but not limited to, message boards, email, and/or instant messaging. It is the parent’s

and/or legal guardian’s responsibility to determine whether any of the Services and/or content

provided are age-appropriate for his/her child.

PRIVACY POLICY

Every member’s registration data and various other personal information are strictly protected by

t h e Joe Love International, LLC Online Privacy Policy (see the full Privacy Policy at

http://joeloveiw.com/privacy-policy/). As a member, you herein consent to the collection and use

of the information provided, including the transfer of information within the United States and/or

other countries for storage, processing or use by Joe Love International, LLC and/or our

subsidiaries and affiliates.

MEMBER ACCOUNT, USERNAME, PASSWORD AND SECURITY

When you set up an account, you are the sole authorized user of your account. You shall be

responsible for maintaining the secrecy and confidentiality of your password and for all activities

that transpire on or within your account. It is your responsibility for any act or omission of any

user(s) that access your account information that, if undertaken by you, would be deemed a

violation of the TOS. It shall be your responsibility to notify Joe Love International, LLC

immediately if you notice any unauthorized access or use of your account or password or any

other breach of security. Joe Love International, LLC shall not be held liable for any loss and/or

damage arising from any failure to comply with this term and/or condition of the TOS.

CONDUCT

As a user or member of the Site, you herein acknowledge, understand and agree that all

information, text, software, data, photographs, music, video, messages, tags or any other content,

whether it is publicly or privately posted and/or transmitted, is the expressed sole responsibility of

the individual from whom the content originated. In short, this means that you are solely

responsible for any and all content posted, uploaded, emailed, transmitted or otherwise made

available by way of the Joe Love Services, and as such, we do not guarantee the accuracy,

integrity or quality of such content. It is expressly understood that by use of our Services, you may

be exposed to content including, but not limited to, any errors or omissions in any content posted,

and/or any loss or damage of any kind incurred as a result of the use of any content posted,

emailed, transmitted or otherwise made available by Joe Love .

Furthermore, you herein agree not to make use of Joe Love International, LLC’s Services for the

purpose of:

a) uploading, posting, emailing, transmitting, or otherwise making available any content that

shall be deemed unlawful, harmful, threatening, abusive, harassing, tortious, defamatory,

vulgar, obscene, libelous, or invasive of another’s privacy or which is hateful, and/or

racially, ethnically, or otherwise objectionable;

b) causing harm to minors in any manner whatsoever;

c) impersonating any individual or entity, including, but not limited to, any Joe Love officials,

forum leaders, guides or hosts or falsely stating or otherwise misrepresenting any

affiliation with an individual or entity;

d) forging captions, headings or titles or otherwise offering any content that you personally

have no right to pursuant to any law nor having any contractual or fiduciary relationship

with;

e) uploading, posting, emailing, transmitting or otherwise offering any such content that may

infringe upon any patent, copyright, trademark, or any other proprietary or intellectual

rights of any other party;

f) uploading, posting, emailing, transmitting or otherwise offering any content that you do not

personally have any right to offer pursuant to any law or in accordance with any

contractual or fiduciary relationship;

g) uploading, posting, emailing, transmitting, or otherwise offering any unsolicited or

unauthorized advertising, promotional flyers, “junk mail,” “spam,” or any other form of

solicitation, except in any such areas that may have been designated for such purpose;

h) uploading, posting, emailing, transmitting, or otherwise offering any source that may

contain a software virus or other computer code, any files and/or programs which have

been designed to interfere, destroy and/or limit the operation of any computer software,

hardware, or telecommunication equipment;

i) disrupting the normal flow of communication, or otherwise acting in any manner that would

negatively affect other users’ ability to participate in any real time interactions;

j) interfering with or disrupting any Joe Love International, LLC Services, servers and/or

networks that may be connected or related to our website, including, but not limited to, the

use of any device software and/or routine to bypass the robot exclusion headers;

k) intentionally or unintentionally violating any local, state, federal, national or international

law, including, but not limited to, rules, guidelines, and/or regulations decreed by the U.S.

Securities and Exchange Commission, in addition to any rules of any nation or other

securities exchange, that would include without limitation, the New York Stock Exchange,

the American Stock Exchange, or the NASDAQ, and any regulations having the force of

law;

l) providing informational support or resources, concealing and/or disguising the character,

location, and or source to any organization delegated by the United States government as

a “foreign terrorist organization” in accordance to Section 219 of the Immigration

Nationality Act;

m) “stalking” or with the intent to otherwise harass another individual; and/or

n) collecting or storing of any personal data relating to any other member or user in

connection with the prohibited conduct and/or activities which have been set forth in the

aforementioned paragraphs.

Joe Love International, LLC herein reserves the right to pre-screen, refuse and/or delete any

content currently available through our Services. In addition, we reserve the right to remove

and/or delete any such content that would violate the TOS or which would otherwise be

considered offensive to other visitors, users and/or members.

Joe Love International, LLC herein reserves the right to access, preserve and/or disclose

member account information and/or content if it is requested to do so by law or in good faith belief

that any such action is deemed reasonably necessary for:

a) compliance with any legal process;

b) enforcement of the TOS;

c) responding to any claim that therein contained content is in violation of the rights of any

third party;

d) responding to requests for customer service; or

e) protecting the rights, property or the personal safety of Joe Love International, LLC, its

visitors, users and members, including the general public.

Joe Love International, LLC herein reserves the right to include the use of security components

that may permit digital information or material to be protected, and that such use of information

and/or material is subject to usage guidelines and regulations established by Joe Love

International, LLC or any other content providers supplying content services to Joe Love

International, LLC. You are hereby prohibited from making any attempt to override or circumvent

any of the embedded usage rules in our Services. Furthermore, unauthorized reproduction,

publication, distribution, or exhibition of any information or materials supplied by our Services,

despite whether done so in whole or in part, is expressly prohibited.

INTERSTATE COMMUNICATION

Upon registration, you hereby acknowledge that by using www.joeloveiw.com to send electronic

communications, which would include, but are not limited to, email, searches, instant messages,

uploading of files, photos and/or videos, you will be causing communications to be sent through

our computer network. Therefore, through your use, and thus your agreement with this TOS, you

are acknowledging that the use of this Service shall result in interstate transmissions.

CAUTIONS FOR GLOBAL USE AND EXPORT AND IMPORT COMPLIANCE

Due to the global nature of the internet, through the use of our network you hereby agree to

comply with all local rules relating to online conduct and that which is considered acceptable

Content. Uploading, posting and/or transferring of software, technology and other technical data

may be subject to the export and import laws of the United States and possibly other countries.

Through the use of our network, you thus agree to comply with all applicable export and import

laws, statutes and regulations, including, but not limited to, the Export Administration Regulations

(http://www.access.gpo.gov/bis/ear/ear_data.html), as well as the sanctions control program of

the United States (http://www.treasury.gov/resourcecenter/sanctions/Programs/Pages/Programs.aspx). Furthermore, you state and pledge that you:

a) are not on the list of prohibited individuals which may be identified on any government

export exclusion report (http://www.bis.doc.gov/complianceandenforcement/liststocheck.htm)

nor a member of any other government which may be part of an export-prohibited country

identified in applicable export and import laws and regulations;

b) agree not to transfer any software, technology or any other technical data through the use

of our network Services to any export-prohibited country;

c) agree not to use our website network Services for any military, nuclear, missile, chemical

or biological weaponry end uses that would be a violation of the U.S. export laws; and

d) agree not to post, transfer nor upload any software, technology or any other technical data

which would be in violation of the U.S. or other applicable export and/or import laws.

CONTENT PLACED OR MADE AVAILABLE FOR COMPANY SERVICES

Joe Love International, LLC shall not lay claim to ownership of any content submitted by any

visitor, member, or user, nor make such content available for inclusion on our website Services.

Therefore, you hereby grant and allow for Joe Love International, LLC the below listed worldwide,

royalty-free and non-exclusive licenses, as applicable:

a) The content submitted or made available for inclusion on the publicly accessible areas of

Joe Love International, LLC’s sites, the license provided to permit to use, distribute,

reproduce, modify, adapt, publicly perform and/or publicly display said Content on our

network Services is for the sole purpose of providing and promoting the specific area to

which this content was placed and/or made available for viewing. This license shall be

available so long as you are a member of Joe Love International, LLC’s sites, and shall

terminate at such time when you elect to discontinue your membership.

b) Photos, audio, video and/or graphics submitted or made available for inclusion on the

publicly accessible areas of Joe Love International, LLC’s sites, the license provided to

permit to use, distribute, reproduce, modify, adapt, publicly perform and/or publicly display

said Content on our network Services are for the sole purpose of providing and promoting

the specific area in which this content was placed and/or made available for viewing. This

license shall be available so long as you are a member of Joe Love International, LLC’s

sites and shall terminate at such time when you elect to discontinue your membership.

c) For any other content submitted or made available for inclusion on the publicly accessible

areas of Joe Love International, LLC’s sites, the continuous, binding and completely sublicensable

license which is meant to permit to use, distribute, reproduce, modify, adapt,

publish, translate, publicly perform and/or publicly display said content, whether in whole or

in part, and the incorporation of any such Content into other works in any arrangement or

medium current used or later developed.

Those areas which may be deemed “publicly accessible” areas of Joe Love International, LLC’s

sites are those such areas of our network properties which are meant to be available to the

general public, and which would include message boards and groups that are openly available to

both users and members. However, those areas which are not open to the public, and thus

available to members only, would include our mail system and instant messaging.

CONTRIBUTIONS TO COMPANY WEBSITE

Joe Love International, LLC provides an area for our users and members to contribute feedback

to our website. When you submit ideas, documents, suggestions and/or proposals

(“Contributions”) to our site, you acknowledge and agree that:

a) your contributions do not contain any type of confidential or proprietary information;

b) Joe Love shall not be liable or under any obligation to ensure or maintain confidentiality,

expressed or implied, related to any Contributions;

c) Joe Love shall be entitled to make use of and/or disclose any such Contributions in any

such manner as they may see fit;

d) the contributor’s Contributions shall automatically become the sole property of Joe Love ;

and

e) Joe Love is under no obligation to either compensate or provide any form of

reimbursement in any manner or nature.

INDEMNITY

All users and/or members herein agree to insure and hold Joe Love International, LLC, our

subsidiaries, affiliates, agents, employees, officers, partners and/or licensors blameless or not

liable for any claim or demand, which may include, but is not limited to, reasonable attorney fees

made by any third party which may arise from any content a member or user of our site may

submit, post, modify, transmit or otherwise make available through our Services, the use of Joe

Love Services or your connection with these Services, your violations of the Terms of Service

and/or your violation of any such rights of another person.

COMMERCIAL REUSE OF SERVICES

The member or user herein agrees not to replicate, duplicate, copy, trade, sell, resell nor exploit

for any commercial reason any part, use of, or access to Joe Love ‘s sites.

USE AND STORAGE GENERAL PRACTICES

You herein acknowledge that Joe Love International, LLC may set up any such practices and/or

limits regarding the use of our Services, without limitation of the maximum number of days that

any email, message posting or any other uploaded content shall be retained by Joe Love

International, LLC, nor the maximum number of email messages that may be sent and/or

received by any member, the maximum volume or size of any email message that may be sent

from or may be received by an account on our Service, the maximum disk space allowable that

shall be allocated on Joe Love International, LLC’s servers on the member’s behalf, and/or the

maximum number of times and/or duration that any member may access our Services in a given

period of time. In addition, you also agree that Joe Love International, LLC has absolutely no

responsibility or liability for the removal or failure to maintain storage of any messages and/or

other communications or content maintained or transmitted by our Services. You also herein

acknowledge that we reserve the right to delete or remove any account that is no longer active for

an extended period of time. Furthermore, Joe Love International, LLC shall reserve the right to

modify, alter and/or update these general practices and limits at our discretion.

Any messenger service, which may include any web-based versions, shall allow you and the

individuals with whom you communicate with the ability to save your conversations in your

account located on Joe Love International, LLC’s servers. In this manner, you will be able to

access and search your message history from any computer with internet access. You also

acknowledge that others have the option to use and save conversations with you in their own

personal account on www.joeloveiw.com. It is your agreement to this TOS which establishes your

consent to allow Joe Love International, LLC to store any and all communications on its servers.

MODIFICATIONS

Joe Love International, LLC shall reserve the right at any time it may deem fit, to modify, alter and

or discontinue, whether temporarily or permanently, our service, or any part thereof, with or

without prior notice. In addition, we shall not be held liable to you or to any third party for any

such alteration, modification, suspension and/or discontinuance of our Services, or any part

thereof.

TERMINATION

As a member of www.joeloveiw.com, you may cancel or terminate your account, associated

email address and/or access to our Services by submitting a cancellation or termination request

to info@joeloveiw.com.

As a member, you agree that Joe Love International, LLC may, without any prior written notice,

immediately suspend, terminate, discontinue and/or limit your account, any email associated with

your account, and access to any of our Services. The cause for such termination, discontinuance,

suspension and/or limitation of access shall include, but is not limited to:

a) any breach or violation of our TOS or any other incorporated agreement, regulation and/or

guideline;

b) by way of requests from law enforcement or any other governmental agencies;

c) the discontinuance, alteration and/or material modification to our Services, or any part

thereof;

d) unexpected technical or security issues and/or problems;

e) any extended periods of inactivity;

f) any engagement by you in any fraudulent or illegal activities; and/or

g) the nonpayment of any associated fees that may be owed by you in connection with your

www.joeloveiw.com account Services.

Furthermore, you herein agree that any and all terminations, suspensions, discontinuances, and

or limitations of access for cause shall be made at our sole discretion and that we shall not be

liable to you or any other third party with regards to the termination of your account, associated

email address and/or access to any of our Services.

The termination of your account with www.joeloveiw.com shall include any and/or all of the

following:

a) the removal of any access to all or part of the Services offered within www.joeloveiw.com;

b) the deletion of your password and any and all related information, files, and any such

content that may be associated with or inside your account, or any part thereof; and

c) the barring of any further use of all or part of our Services.

ADVERTISERS

Any correspondence or business dealings with, or the participation in any promotions of,

advertisers located on or through our Services, which may include the payment and/or delivery of

such related goods and/or Services, and any such other term, condition, warranty and/or

representation associated with such dealings, are and shall be solely between you and any such

advertiser. Moreover, you herein agree that Joe Love International, LLC shall not be held

responsible or liable for any loss or damage of any nature or manner incurred as a direct result of

any such dealings or as a result of the presence of such advertisers on our website.

LINKS

Either Joe Love International, LLC or any third parties may provide links to other websites and/or

resources. Thus, you acknowledge and agree that we are not responsible for the availability of

any such external sites or resources, and as such, we do not endorse nor are we responsible or

liable for any content, products, advertising or any other materials, on or available from such third

party sites or resources. Furthermore, you acknowledge and agree that Joe Love International,

LLC shall not be responsible or liable, directly or indirectly, for any such damage or loss which

may be a result of, caused or allegedly to be caused by or in connection with the use of or the

reliance on any such content, goods or Services made available on or through any such site or

resource.

PROPRIETARY RIGHTS

You do hereby acknowledge and agree that Joe Love International, LLC’s Services and any

essential software that may be used in connection with our Services (“Software”) shall contain

proprietary and confidential material that is protected by applicable intellectual property rights and

other laws. Furthermore, you herein acknowledge and agree that any Content which may be

contained in any advertisements or information presented by and through our Services or by

advertisers is protected by copyrights, trademarks, patents or other proprietary rights and laws.

Therefore, except for that which is expressly permitted by applicable law or as authorized by Joe

Love International, LLC or such applicable licensor, you agree not to alter, modify, lease, rent,

loan, sell, distribute, transmit, broadcast, publicly perform and/or created any plagiaristic works

which are based on Joe Love International, LLC Services (e.g. Content or Software), in whole or

part.

Joe Love International, LLC herein has granted you personal, non-transferable and non-exclusive

rights and/or license to make use of the object code or our Software on a single computer, as

long as you do not, and shall not, allow any third party to duplicate, alter, modify, create or

plagiarize work from, reverse engineer, reverse assemble or otherwise make an attempt to locate

or discern any source code, sell, assign, sublicense, grant a security interest in and/or otherwise

transfer any such right in the Software. Furthermore, you do herein agree not to alter or change

the Software in any manner, nature or form, and as such, not to use any modified versions of the

Software, including and without limitation, for the purpose of obtaining unauthorized access to our

Services. Lastly, you also agree not to access or attempt to access our Services through any

means other than through the interface which is provided by Joe Love International, LLC for use

in accessing our Services.

WARRANTY DISCLAIMERS

YOU HEREIN EXPRESSLY ACKNOWLEDGE AND AGREE THAT:

a) THE USE OF JOE LOVE INTERNATIONAL, LLC SERVICES AND SOFTWARE ARE AT

THE SOLE RISK BY YOU. OUR SERVICES AND SOFTWARE SHALL BE PROVIDED

ON AN “AS IS” AND/OR “AS AVAILABLE” BASIS. JOE LOVE INTERNATIONAL, LLC

AND OUR SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS,

PARTNERS AND LICENSORS EXPRESSLY DISCLAIM ANY AND ALL WARRANTIES

OF ANY KIND WHETHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED

TO ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A

PARTICULAR PURPOSE AND NON-INFRINGEMENT.

b) JOE LOVE INTERNATIONAL, LLC AND OUR SUBSIDIARIES, OFFICERS,

EMPLOYEES, AGENTS, PARTNERS AND LICENSORS MAKE NO SUCH

WARRANTIES THAT (i) JOE LOVE INTERNATIONAL, LLC SERVICES OR SOFTWARE

WILL MEET YOUR REQUIREMENTS; (ii) JOE LOVE INTERNATIONAL, LLC SERVICES

OR SOFTWARE SHALL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE;

(iii) THAT SUCH RESULTS WHICH MAY BE OBTAINED FROM THE USE OF THE JOE

LOVE INTERNATIONAL, LLC SERVICES OR SOFTWARE WILL BE ACCURATE OR

RELIABLE; (iv) QUALITY OF ANY PRODUCTS, SERVICES, ANY INFORMATION OR

OTHER MATERIAL WHICH MAY BE PURCHASED OR OBTAINED BY YOU THROUGH

OUR SERVICES OR SOFTWARE WILL MEET YOUR EXPECTATIONS; AND (v) THAT

ANY SUCH ERRORS CONTAINED IN THE SOFTWARE SHALL BE CORRECTED.

c) ANY INFORMATION OR MATERIAL DOWNLOADED OR OTHERWISE OBTAINED BY

WAY OF JOE LOVE INTERNATIONAL, LLC SERVICES OR SOFTWARE SHALL BE

ACCESSED BY YOUR SOLE DISCRETION AND SOLE RISK, AND AS SUCH YOU

SHALL BE SOLELY RESPONSIBLE FOR AND HEREBY WAIVE ANY AND ALL CLAIMS

AND CAUSES OF ACTION WITH RESPECT TO ANY DAMAGE TO YOUR COMPUTER

AND/OR INTERNET ACCESS, DOWNLOADING AND/OR DISPLAYING, OR FOR ANY

LOSS OF DATA THAT COULD RESULT FROM THE DOWNLOAD OF ANY SUCH

INFORMATION OR MATERIAL.

d) NO ADVICE AND/OR INFORMATION, DESPITE WHETHER WRITTEN OR ORAL, THAT

MAY BE OBTAINED BY YOU FROM JOE LOVE INTERNATIONAL, LLC OR BY WAY OF

OR FROM OUR SERVICES OR SOFTWARE SHALL CREATE ANY WARRANTY NOT

EXPRESSLY STATED IN THE TOS.

e) A SMALL PERCENTAGE OF SOME USERS MAY EXPERIENCE SOME DEGREE OF

EPILEPTIC SEIZURE WHEN EXPOSED TO CERTAIN LIGHT PATTERNS OR

BACKGROUNDS THAT MAY BE CONTAINED ON A COMPUTER SCREEN OR WHILE

USING OUR SERVICES. CERTAIN CONDITIONS MAY INDUCE A PREVIOUSLY

UNKNOWN CONDITION OR UNDETECTED EPILEPTIC SYMPTOM IN USERS WHO

HAVE SHOWN NO HISTORY OF ANY PRIOR SEIZURE OR EPILEPSY. SHOULD YOU,

ANYONE YOU KNOW OR ANYONE IN YOUR FAMILY HAVE AN EPILEPTIC

CONDITION, PLEASE CONSULT A PHYSICIAN IF YOU EXPERIENCE ANY OF THE

FOLLOWING SYMPTOMS WHILE USING OUR SERVICES: DIZZINESS, ALTERED

VISION, EYE OR MUSCLE TWITCHES, LOSS OF AWARENESS, DISORIENTATION,

ANY INVOLUNTARY MOVEMENT, OR CONVULSIONS.

LIMITATION OF LIABILITY

YOU EXPLICITLY ACKNOWLEDGE, UNDERSTAND AND AGREE THAT JOE LOVE

INTERNATIONAL, LLC AND OUR SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES,

AGENTS, PARTNERS AND LICENSORS SHALL NOT BE LIABLE TO YOU FOR ANY

PUNITIVE, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY

DAMAGES, INCLUDING, BUT NOT LIMITED TO, DAMAGES WHICH MAY BE RELATED TO

THE LOSS OF ANY PROFITS, GOODWILL, USE, DATA AND/OR OTHER INTANGIBLE

LOSSES, EVEN THOUGH WE MAY HAVE BEEN ADVISED OF SUCH POSSIBILITY THAT

SAID DAMAGES MAY OCCUR, AND RESULT FROM:

a) THE USE OR INABILITY TO USE OUR SERVICE;

b) THE COST OF PROCURING SUBSTITUTE GOODS AND SERVICES;

c) UNAUTHORIZED ACCESS TO OR THE ALTERATION OF YOUR TRANSMISSIONS

AND/OR DATA;

d) STATEMENTS OR CONDUCT OF ANY SUCH THIRD PARTY ON OUR SERVICE;

e) AND ANY OTHER MATTER WHICH MAY BE RELATED TO OUR SERVICE.

RELEASE

In the event you have a dispute, you agree to release Joe Love International, LLC (and its

officers, directors, employees, agents, parent subsidiaries, affiliates, co-branders, partners and

any other third parties) from claims, demands and damages (actual and consequential) of every

kind and nature, known and unknown, suspected or unsuspected, disclosed and undisclosed,

arising out of or in any way connected to such dispute.

SPECIAL ADMONITION RELATED TO FINANCIAL MATTERS

Should you intend to create or to join any service, receive or request any such news, messages,

alerts or other information from our Services concerning companies, stock quotes, investments or

securities, please review the above Sections Warranty Disclaimers and Limitations of Liability

again. In addition, for this particular type of information, the phrase “Let the investor beware” is

appropriate. Joe Love International, LLC’s content is provided primarily for informational

purposes, and no content that shall be provided or included in our Services is intended for trading

or investing purposes. Joe Love International, LLC and our licensors shall not be responsible or

liable for the accuracy, usefulness or availability of any information transmitted and/or made

available by way of our Services, and shall not be responsible or liable for any trading and/or

investment decisions based on any such information.

EXCLUSION AND LIMITATIONS

THERE ARE SOME JURISDICTIONS WHICH DO NOT ALLOW THE EXCLUSION OF CERTAIN

WARRANTIES OR THE LIMITATION OF EXCLUSION OF LIABILITY FOR INCIDENTAL OR

CONSEQUENTIAL DAMAGES. THEREFORE, SOME OF THE ABOVE LIMITATIONS OF

SECTIONS WARRANTY DISCLAIMERS AND LIMITATION OF LIABILITY MAY NOT APPLY TO

YOU.

THIRD PARTY BENEFICIARIES

You herein acknowledge, understand and agree, unless otherwise expressly provided in this

TOS, that there shall be no third-party beneficiaries to this agreement.

NOTICE

Joe Love International, LLC may furnish you with notices, including those with regards to any

changes to the TOS, including but not limited to email, regular mail, MMS or SMS, text

messaging, postings on our website Services, or other reasonable means currently known or any

which may be herein after developed. Any such notices may not be received if you violate any

aspects of the TOS by accessing our Services in an unauthorized manner. Your acceptance of

this TOS constitutes your agreement that you are deemed to have received any and all notices

that would have been delivered had you accessed our Services in an authorized manner.

TRADEMARK INFORMATION

You herein acknowledge, understand and agree that all of the Joe Love International, LLC

trademarks, copyright, trade name, service marks, and other Joe Love International, LLC logos

and any brand features, and/or product and service names are trademarks and as such, are and

shall remain the property of Joe Love International, LLC. You herein agree not to display and/or

use in any manner the Joe Love International, LLC logo or marks without obtaining Joe Love

International, LLC’s prior written consent.

COPYRIGHT OR INTELLECTUAL PROPERTY INFRINGEMENT CLAIMS NOTICE

& PROCEDURES

Joe Love International, LLC will always respect the intellectual property of others, and we ask that

all of our users do the same. With regards to appropriate circumstances and at its sole discretion,

Joe Love International, LLC may disable and/or terminate the accounts of any user who violates

our TOS and/or infringes the rights of others. If you feel that your work has been duplicated in

such a way that would constitute copyright infringement, or if you believe your intellectual property

rights have been otherwise violated, you should provide to us the following information:

a) The electronic or the physical signature of the individual that is authorized on behalf of the

owner of the copyright or other intellectual property interest;

b) A description of the copyrighted work or other intellectual property that you believe has

been infringed upon;

c) A description of the location of the site which you allege has been infringing upon your

work;

d) Your physical address, telephone number, and email address;

e) A statement, in which you state that the alleged and disputed use of your work is not

authorized by the copyright owner, its agents or the law;

f) And finally, a statement, made under penalty of perjury, that the aforementioned

information in your notice is truthful and accurate, and that you are the copyright or

intellectual property owner, representative or agent authorized to act on the copyright or

intellectual property owner’s behalf.

The Joe Love International, LLC Agent for notice of claims of copyright or other intellectual

property infringement can be contacted as follows:

Mailing Address:

Joe Love International, LLC

Attn: Copyright Agent

360 Jefferson Drive

Pittsburgh, Pennsylvania 15228

Telephone: 866-212-0608

Fax: 412-563-010

Email: info@joeloveiw.com

CLOSED CAPTIONING

BE IT KNOWN, that Joe Love International, LLC complies with all applicable Federal

Communications Commission rules and regulations regarding the closed captioning of video

content. For more information, please visit our website at www.joeloveiw.com.

GENERAL INFORMATION

ENTIRE AGREEMENT

This TOS constitutes the entire agreement between you and Joe Love International, LLC and

shall govern the use of our Services, superseding any prior version of this TOS between you and

us with respect to Joe Love International, LLC Services. You may also be subject to additional

terms and conditions that may apply when you use or purchase certain other Joe Love

International, LLC Services, affiliate Services, third-party content or third-party software.

CHOICE OF LAW AND FORUM

It is at the mutual agreement of both you and Joe Love International, LLC with regard to the TOS

that the relationship between the parties shall be governed by the laws of the state of

Pennsylvania without regard to its conflict of law provisions and that any and all claims, causes of

action and/or disputes, arising out of or relating to the TOS, or the relationship between you and

Joe Love International, LLC, shall be filed within the courts having jurisdiction within the County of

Allegheny, Pennsylvania or the U.S. District Court located in said state. You andJ oe Love

International, LLC agree to submit to the jurisdiction of the courts as previously mentioned, and

agree to waive any and all objections to the exercise of jurisdiction over the parties by such courts

and to venue in such courts.

WAIVER AND SEVERABILITY OF TERMS

At any time, should Joe Love International, LLC fail to exercise or enforce any right or provision of

the TOS, such failure shall not constitute a waiver of such right or provision. If any provision of

this TOS is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree

that the court should endeavor to give effect to the parties’ intentions as reflected in the provision,

and the other provisions of the TOS remain in full force and effect.

NO RIGHT OF SURVIVORSHIP NON-TRANSFERABILITY

You acknowledge, understand and agree that your account is non-transferable and any rights to

your ID and/or contents within your account shall terminate upon your death. Upon receipt of a

copy of a death certificate, your account may be terminated and all contents therein permanently

deleted.

STATUTE OF LIMITATIONS

You acknowledge, understand and agree that regardless of any statute or law to the contrary, any

claim or action arising out of or related to the use of our Services or the TOS must be filed within

1 Year year(s) after said claim or cause of action arose or shall be forever barred.

VIOLATIONS

Please report any and all violations of this TOS to Joe Love International, LLC as follows:

Mailing Address:

Joe Love International, LLC

360 Jefferson Drive

Pittsburgh, Pennsylvania 15228

Telephone: 866-212-0608

Fax: 412-563-010

Email: info@joeloveiw.com

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Contact

P.O. Box 8019
Pittsburgh, PA 15216

Phone: 866-212-0608
http://joeloveiw.com
info@joeloveiw.com